It’s time to quit stressing over your money!
If you're here, it's because you know that you're DONE with the money stress and are ready to manage money a better way than the world's way!
You're ready to bring your finances from chaos (aka stressful!) to order and transform your financial situation by following Biblical financial principles.
Hi there! I’m Heather Oynes, money coach, and I'm thrilled to help you reduce the day-to-day money stress for your family (and business, if applicable) by helping you break the paycheck to paycheck cycle, save for the unexpected, give, and spend stress-free.
What exactly is the Fast-Track to Financial Freedom program?
It's a proven 4-month 1:1 coaching program, tailored step-by-step to your unique financial situation, with me as your coach.
I meet you where you are currently with your finances (and your faith) to help you gain control of your money, set a plan, and of course, implement, to get you to where you want to be.
This is for you if:
✔️ You have struggled for years (maybe even decades!) to implement solid habits and skills in managing money.
✔️ You have a good income, likely making more money than you ever have, yet it’s still “disappearing” and you have no idea how it goes so fast.
✔️ You feel “behind” from where you think you should be financially.
✔️ You feel like you can't get any leverage no matter how much money you make.
✔️ You are so ready to break the paycheck to paycheck cycle.
✔️ You want a clear plan for day-to-day spending, but want to be able to spend on fun stuff and other things important to you and your family without guilt!
✔️ You want to learn how to talk with your spouse more effectively about money.
✔️ You want to give your kids a better financial foundation (and future) than you had.
✔️ If you own a business, you want to remove the chaos and stress when it comes to your personal and business finances, pay yourself a regular paycheck, and have a simple system in place to manage the two.
Want even more details?
Here are some highlights of what is included in my Fast-Track to Financial Freedom Program (adjusted by me as your coach, based on your needs and your unique situation.)
- Get set up with the 15 Minute Spending Plan. It not only is the foundation to getting organized with your money, but also gives you the ability to successfully plan ahead and manage your money for life.
Alongside coaching, it will allow you to:Break the paycheck to paycheck cycle
Help you “find and free up” money each month
Plan how to realistically save for the unexpected (and keep it in savings!)
Plan how to save for the future (including larger expenses & purchases)
Pay down debt, but still be able to do the fun stuff that is most important to you
Spend guilt-free on things most important to you
Start tithing and giving consistently
Dive deep into your God-given “Why” and purpose and what you believe He has called you (and your family) to do.
If you know that because of money you’re not living life to the fullest, this is going to be so key for you!
I can’t wait to explore this more with you and help you align your money with the God-given life of your dreams!
After all, when you delight in Him, He is the one who puts those desires on your heart!
Get very clear on your current priorities in your life and finances, so you can live fully and intentional in the present — while planning well for the future.
If married, I introduce a Weekly Meeting Guide and how to talk with your spouse about money in a way that allows the two of you to get results instead of avoiding the topic, fighting about it, or putting off conversations for later (that never comes.)
If you are a solopreneur, self-employed, or service-based business owner, I help you learn to streamline your irregular business finances, pay yourself more, be prepared for taxes, and learn a simple system to manage both business and personal finances successfully.